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PMBs and Chronic Diseases

PMBs and Chronic Diseases

What are PMBs?

Prescribed Minimum Benefits (PMB) is a set of defined benefits to ensure that all medical scheme members have access to certain minimum health services, regardless of the benefit option they have selected. The aim is to provide people with continuous care to improve their health and well-being and to make healthcare more affordable. Continue reading

Understanding Medical Aid Tariffs

Understanding Medical Aid Tariff

What does ‘100%, 150%, 200%, 300% and 400% of scheme tariff’ mean?

Medical aid quotes and brochures often state that the scheme will cover your in-hospital costs at 100% of the scheme tariff.

But surely 100% is, well, 100%? If you’re charged more than that, aren’t you supposed to get money back? Not necessarily in this case. Continue reading